By continuing to browse or engage with our website or services, you acknowledge and provide explicit or implied consent to the collection and processing of your personal data in accordance with this Privacy Policy and the Personal Data Protection Act 2010 ("PDPA"). This includes consent for specific purposes, such as analytics, marketing, and financing. If you wish to withdraw your consent, please contact us as outlined below.

Financial Data Collection and Use for Marketing and Analytics: In addition to general personal data, Parkson Credit may collect and use personal financial data for targeted marketing campaigns, credit analysis, and data-driven analytics, provided this data was disclosed during any financing applications. Such information will be processed strictly in accordance with PDPA requirements. Automated Decision-Making, Profiling, and Data Subject Rights: Parkson Credit may employ automated decision-making and profiling techniques to optimize targeted marketing, risk assessments, and customer engagement. By interacting with our services, you consent to such data processing. If you wish to limit profiling activities, contact us directly. Parkson Credit complies with all data subject rights under PDPA, including the right to access and correct your data.

Data Sharing with Credit and Financial Technology Partners: We may disclose relevant personal and financial data to credit reporting agencies, financial institutions, and financial technology firms for legitimate purposes, such as credit assessments and processing financing applications. Third parties are required to adhere to confidentiality and data protection standards mandated by PDPA and process data only as necessary. Parkson Credit cannot guarantee third-party data handling practices but ensures agreements adhere to PDPA obligations.

By accessing or using our website and services, you acknowledge consent for processing and use of your data, including for marketing and analytics. You may opt out of direct marketing communications by contacting us directly. Note that opting out may limit the availability of certain services.

Retention and Use of Anonymized Data for Business Development: Parkson Credit reserves the right to retain anonymized and aggregated data indefinitely for business development, trend analysis, and service improvement. This anonymized data is processed in compliance with PDPA and stripped of personally identifiable elements.

Limitation of Liability for Linked Sites: Parkson Credit assumes no liability for the privacy practices or content of external websites linked through our platform. Users are encouraged to review third-party privacy policies when engaging with such content, and Parkson Credit disclaims responsibility for any data processing by third parties not directly managed by us.

Notification of Policy Changes and User Acknowledgment: Parkson Credit reserves the right to amend this Privacy Policy periodically. Updates will be posted on this website, and continued use of our services following changes indicates acknowledgment and acceptance of revised policy terms.

For questions or concerns, including requests to access, correct, or delete personal data, please contact:

Parkson Credit Sdn Bhd
Level 5-7 & 11, Lion Office Tower, No. 1 Jalan Nagasari, 50200 Kuala Lumpur
Email: corporate@parksoncredit.com.my