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Personalised Credit,
Powered by Parkson Credit

Flexible credit solutions,
Driven by automation & human insight.

Our Journey Towards a Digital Future

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Our Journey Towards a Digital Future

Since our establishment in 2014,

Parkson Credit has been at the forefront of digital innovation in financial services. Our vision of transforming traditional financing through technological excellence has driven us to consistently push industry boundaries.

Our landmark achievement came with pioneering end-to-end digital financing, revolutionizing the entire journey from application to settlement. This groundbreaking system has redefined industry standards, enabling seamless, efficient processes across the financing ecosystem.

Our digital infrastructure combines advanced AI for process optimization with human oversight, ensuring both efficiency and fairness in financial decisions. This foundation positions us to explore new frontiers beyond traditional credit boundaries.

Looking ahead, we are evolving from a pure financing provider into a sophisticated financial technology ecosystem, creating new possibilities for strategic partnerships and business opportunities.

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Excellence in Governance

We operate on a foundation of robust governance and international standards. Our integrated compliance framework encompasses quality management systems, data security protocols, and ethical financing principles, positioning us as a trusted partner in the financial technology ecosystem. Building on this foundation, we continuously enhance our capabilities through advanced risk management systems and next-generation security infrastructure. This commitment to operational excellence enables us to pursue innovation while maintaining the highest standards of corporate responsibility.


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Principles That Drive Progress

Our business philosophy is built on the synergy between innovation and reliability. We believe sustainable growth comes from balancing technological advancement with proven financial principles. This approach has enabled us to transform traditional financing models while maintaining the trust of stakeholders across the financial ecosystem. By focusing on long-term value creation, we pursue opportunities that advance both our capabilities and the broader financial services landscape. As a catalyst for change, this strategic vision guides our evolution into new markets and partnerships, always anchored by our commitment to excellence in execution.


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Creating Sustainable Impact

Our commitment to sustainability extends beyond traditional ESG frameworks. As a pioneer in digital financial services, we're strategically positioned to enable the transition to sustainable mobility. Our early entry into electric vehicle financing demonstrates our readiness to support emerging technologies and evolving market needs. This forward-thinking approach, combined with our robust digital infrastructure, makes us an ideal partner for organizations driving innovation in sustainable finance and future mobility. As we expand our horizons, we continue to seek strategic partnerships that align with our vision of transforming financial services for a sustainable future.


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Milestones of Progress

Our evolution from a traditional financier to a technology-driven industry leader is validated through ISO 9001:2015 certification and recognized by the Star Outstanding Business Awards 2021 for innovation and customer service. Our pioneering achievements include securing early KPKT digital money lending licensing and introducing industry-first initiatives like the Theft Loss Gap Benefit. Moving 'Beyond Credit', our tagline reflects our expansion beyond traditional financing as we transform into a multi-faceted business enabler. This evolution is supported by our commitments to sustainability, wildlife conservation, and innovative financial solutions that create lasting value for all stakeholders.


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Shape the Future of Finance

Join us in transforming the financial services landscape through innovation and sustainable practices.

We are certified

Parkson Credit is committed to constantly meet our customer’s expectations and comply with the applicable requirements of the Quality Management System. With synchronized efforts from the management and employees, we managed to pass the ISO 9001:2015 Recertification Audit conducted in August 2024 by SIRIM QAS International Sdn Bhd.

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