IDEAL CS is a Syariah principle Credit Sale scheme for motorcycle and consumer product in which customer enjoy the peace of mind with full transparency on the selling price as well as cooling-off period before deciding to proceed with the financing agreement.

Cooling-off period, No pressure to make decision

Enjoy a 10 working days cooling-off period (or an expedited 3 working days at your request) before entering into the credit sale agreement.

No mandatory extended warranty

Ensure you less burden on your purchases.

Hassle-free repayment network that works for you

Make instalment repayments at Parkson Store counters, 24 hour ATM/CDM terminals and via internet.
Find out more here.



Minimal documents, So simple!

  • If you are an individual

    1. NRIC (copy)
    2. Income Proof (latest 1 month salary slip)
    3. EPF Statement (if any)
  • If you are self-employed

    1. Company Registration (copy)
    2. Director NRIC (copy)
    3. Income Proof (latest 3 months bank statement)

IDEAL CS Features

    1. Processing Fee – Maximum RM47.10 per application
    2. Profit Rate per annum – Up to maximum 15% p.a.
    3. Instalment Tenure – Up to 36 months