IDEAL CS is a Syariah principle Credit Sale scheme for motorcycle and consumer product in which customer enjoy the peace of mind with full transparency on the selling price as well as cooling-off period before deciding to proceed with the financing agreement.
Cooling-off period, No pressure to make decision
Enjoy a 10 working days cooling-off period (or an expedited 3 working days at your request) before entering into the credit sale agreement.
No mandatory extended warranty
Ensure you less burden on your purchases.
Hassle-free repayment network that works for you
Make instalment repayments at Parkson Store counters, 24 hour ATM/CDM terminals and via internet.
Find out more here.
Minimal documents, So simple!
If you are an individual
- NRIC (copy)
- Income Proof (latest 1 month salary slip)
- EPF Statement (if any)
If you are self-employed
- Company Registration (copy)
- Director NRIC (copy)
- Income Proof (latest 3 months bank statement)
IDEAL CS Features
- Processing Fee – Maximum RM47.10 per application
- Profit Rate per annum – Up to maximum 15% p.a.
- Instalment Tenure – Up to 36 months