Consumer Finance is a Syariah principle financing scheme [Bai Al-Dayn (Islamic Factoring)] for white or brown goods in which the profit rate is charged upfront on the financing amount approved and profit rate is pre-computed for the entire tenure based on 'Rule 78'.

No hidden fees

We charge only profit rates.

No mandatory extended warranty

Ensure you less burden on your purchases.



Minimal documents, So simple!

  • If you are an individual

    1. NRIC (copy)
    2. Income Proof (latest 1 month salary slip)
  • If you are self-employed

    1. Company Registration (copy)
    2. Director NRIC (copy)
    3. Income Proof (latest 3 months bank statement)

Hassle-free repayment network that works for you

Make instalment repayments at Parkson Store counters, 24 hour ATM/CDM terminals and via internet.
Find out more here.

Providing you the right financing needs

Profit Rate

  • Financing Amount (RM)
    New Customer (Monthly)
    Priority Members (Monthly)
  • 1,000 – 2,999
    1.50%
    1.19%
  • 3,000 – 10,000
    1.10%
    0.89%